Last Updated: June 17, 2026
These Terms of Use govern your access to and use of the websites, apps, digital products, courses, memberships, communities, consulting services, events, merchandise, content, and related services operated by Northfusegroup and its related brands, including themastermind.city, inkandapple.co, toolatemyass.com, elevatedliving.co, faychapple.com, stillwaterreset.com, and any other website, app, platform, social media page, product, or service that links to these Terms.
In these Terms, “Company,” “we,” “us,” and “our” mean Northfusegroup, an Ontario, Canada business, together with its related brands, sites, products, and service offerings. “You” and “your” mean the person accessing or using our Services.
By using our Services, purchasing from us, creating an account, downloading content, joining a program or community, booking a consultation, using an app, or attending an event, you agree to these Terms. If you do not agree, do not use the Services.
We provide online and offline offerings that may include training, education, coaching, consulting, business resources, creative tools, digital downloads, memberships, communities, events, retreats, wellness-oriented content, merchandise, apps, software tools, newsletters, and related products or services.
Some Services may be offered under a specific brand or website. These Terms apply to all of them unless a specific written agreement or offer page says otherwise.
You must be at least the age of majority in your jurisdiction, or have permission from a parent or legal guardian, to use our Services. Some Services may require you to be 18 years of age or older. By using the Services, you represent that you meet these requirements.
You are responsible for ensuring that your use of our Services is lawful in your location.
3. Accounts and Login Credentials
Some Services require an account. You agree to provide accurate information, keep your login credentials confidential, and notify us if you believe your account has been accessed without authorization.
You are responsible for activity that occurs under your account. You may not share, sell, transfer, sublicense, or make your account access available to anyone else unless we expressly allow it in writing.
4. Purchases, Payments, and Taxes
When you purchase from us, you agree to provide accurate billing and payment information. Prices are listed in the currency shown at checkout and may be subject to applicable taxes, shipping charges, transaction fees, or other charges disclosed at checkout.
We may use third-party payment processors. By submitting payment information, you authorize us and our payment processors to charge the applicable amounts.
We may change prices, features, product availability, or promotional offers at any time, but changes will not affect completed purchases unless stated in the offer terms or required by law.
5. Subscriptions, Memberships, and Auto-Renewals
Some Services may be sold as subscriptions, payment plans, or memberships. If you purchase a recurring subscription, you authorize us to charge your payment method on a recurring basis until you cancel.
Your subscription terms, billing frequency, cancellation process, and renewal terms will be disclosed at checkout or in the applicable offer page. You are responsible for cancelling before the renewal date if you do not want to be charged again.
Failure to use a subscription, membership, course, app, or community does not automatically cancel your payment obligation.
6. Payment Plans
If you purchase using a payment plan, you are responsible for completing all payments unless the applicable offer terms expressly state otherwise or applicable law requires otherwise.
Missed, declined, or failed payments may result in suspension or termination of access. We may attempt to process the payment again or contact you to update your billing information.
7. Refunds and Cancellations
Refunds, cancellations, credits, and guarantees are governed by the specific terms shown on the applicable sales page, checkout page, written agreement, or offer confirmation.
Unless a specific offer states otherwise, digital products, downloadable materials, courses, memberships, event tickets, consulting retainers, and services that have already been accessed, delivered, performed, or commenced may be non-refundable to the fullest extent permitted by law.
For physical merchandise, refund and return eligibility may depend on the item, condition, shipping status, customization, hygiene considerations, and the policy stated at checkout or on the relevant product page.
Nothing in these Terms limits any non-waivable consumer protection rights that may apply to you.
8. Digital Products, Courses, and Content Access
When you purchase a digital product, course, template, recording, app, download, or other digital content, you receive a limited, personal, non-transferable, non-exclusive licence to access and use the content for your own personal or internal business use.
You may not copy, reproduce, share, resell, distribute, publish, upload, teach from, train others from, modify, create derivative works from, or commercially exploit our digital content unless we give you written permission.
We may update, replace, remove, retire, or change digital content at any time. Unless a lifetime-access offer expressly says otherwise, access may be limited by platform, product life cycle, account status, membership status, or operational requirements.
9. Consulting, Coaching, Training, and Professional Responsibility
Our training, coaching, consulting, and educational content are provided for general informational and educational purposes. We may share strategies, frameworks, examples, templates, opinions, and recommendations, but you remain responsible for your own decisions, actions, implementation, business outcomes, health choices, financial decisions, and legal compliance.
Unless we expressly agree in a signed written agreement, our Services do not create a fiduciary, professional, medical, legal, financial, accounting, tax, therapy, employment, agency, partnership, joint venture, or franchise relationship.
You should consult qualified professionals before making decisions involving legal, financial, tax, medical, therapeutic, health, regulatory, or other specialized matters.
10. Wellness, Lifestyle, and Personal Development Content
Some Services may include wellness, lifestyle, mindset, productivity, emotional reset, personal growth, or self-development content. This content is not medical advice, therapy, diagnosis, treatment, crisis support, or a substitute for professional care.
If you are experiencing a medical emergency, mental health crisis, or risk of harm to yourself or others, contact emergency services or a qualified crisis resource immediately.
You are responsible for determining whether any wellness or lifestyle content is appropriate for you.
11. Merchandise and Physical Products
We may sell merchandise, printed products, apparel, books, physical goods, or other products directly or through third-party fulfilment partners.
Product descriptions, colours, sizing, availability, shipping times, and delivery estimates are provided in good faith but may vary. We are not responsible for delays caused by carriers, customs, suppliers, incorrect shipping information, or events outside our control.
You are responsible for reviewing product details, size charts, shipping information, import fees, duties, and taxes before purchasing.
12. Apps, Software, and Technology Tools
If we provide apps, software, digital tools, or platform features, we grant you a limited, revocable, non-exclusive, non-transferable licence to use them for their intended purpose.
You may not reverse engineer, decompile, copy, scrape, interfere with, bypass security features of, overload, resell, or misuse our apps, software, websites, or systems.
Apps and software may rely on third-party platforms, app stores, hosting providers, APIs, payment processors, analytics providers, device permissions, or internet access. We do not guarantee uninterrupted availability, compatibility, or error-free performance.
13. Community Areas and User Conduct
Some Services may include communities, forums, comments, live chats, group calls, social media groups, or member areas.
You agree not to post or transmit content that is unlawful, harmful, abusive, harassing, defamatory, hateful, discriminatory, sexually explicit, fraudulent, misleading, spammy, infringing, confidential, or otherwise inappropriate.
We may remove content, moderate discussions, suspend access, or terminate accounts at our discretion if we believe conduct violates these Terms, our community standards, or the safety of the community.
You are responsible for what you share. Do not post confidential, private, sensitive, or third-party information unless you have the right to do so.
14. User Content
If you submit, upload, post, tag, comment, review, testimonial, image, video, feedback, suggestion, message, or other content to us or through our Services, you retain ownership of your content, but you grant us a worldwide, royalty-free, sublicensable, transferable licence to use, reproduce, display, distribute, publish, adapt, and create derivative works from that content for the purpose of operating, improving, marketing, and promoting our Services.
You represent that you own or have the necessary rights to submit your content and that your content does not violate the rights of any third party.
If you submit a testimonial, review, case study, screenshot, or success story, we may use it in our marketing unless you expressly tell us otherwise in writing.
15. Testimonials, Earnings, and Results
We may share testimonials, reviews, case studies, examples, student wins, business results, income references, revenue examples, transformation stories, or other success-related content.
These examples are for illustration only. They do not guarantee or predict that you will achieve the same or similar results. Your results depend on many factors, including your background, experience, business model, offer, market, effort, skill, consistency, resources, team, timing, economy, technology, customer demand, and decisions.
We do not guarantee earnings, revenue, profit, business growth, audience growth, health outcomes, personal transformation, app results, or any other specific outcome.
Our separate Earnings and Results Disclaimer is incorporated into these Terms by reference.
16. Intellectual Property
All content, materials, trademarks, logos, brand names, course materials, videos, audio, text, graphics, designs, templates, downloads, frameworks, worksheets, processes, software, apps, images, and other intellectual property in or made available through the Services are owned by us or our licensors.
You may not use our intellectual property without our prior written permission except as expressly allowed by these Terms.
The brand names Northfusegroup, themastermind.city, inkandapple.co, toolatemyass.com, elevatedliving.co, faychapple.com, stillwaterreset.com, and related logos, phrases, product names, and designs may be trademarks or trade names of the Company or its related brands.
17. Prohibited Uses
You agree not to:
Use the Services for unlawful, fraudulent, abusive, harmful, or infringing purposes.
Copy, sell, resell, sublicense, distribute, publish, or exploit our content or Services.
Share login credentials or allow unauthorized access.
Use bots, scraping tools, data mining, automated extraction, or similar methods without permission.
Interfere with the security, integrity, or operation of the Services.
Upload malware, spyware, harmful code, or disruptive content.
Misrepresent your identity, affiliation, results, or relationship with us.
Use our Services to build a competing product, course, training, app, or service.
Violate applicable laws, platform rules, payment processor terms, app store rules, or third-party rights.
18. Third-Party Tools, Links, and Platforms
Our Services may link to or integrate with third-party websites, platforms, tools, apps, payment processors, social media platforms, learning platforms, analytics providers, app stores, shipping providers, email providers, advertising networks, and other services.
We do not control and are not responsible for third-party services, policies, content, availability, errors, data practices, fees, or conduct. Your use of third-party services is governed by their own terms and policies.
19. Affiliate Links, Sponsorships, and Promotions
We may recommend products, tools, services, apps, platforms, or resources. Some links or recommendations may be affiliate links, sponsored placements, referral links, or paid partnerships, which means we may receive compensation if you click, purchase, sign up, or take another action.
We only make recommendations in good faith, but you are responsible for evaluating whether any third-party product or service is appropriate for you.
20. Availability and Changes to Services
We may modify, update, suspend, discontinue, restrict, or remove any part of the Services at any time. We do not guarantee that the Services will always be available, uninterrupted, secure, error-free, or compatible with your device, browser, app store, or platform.
We are not liable for delays, interruptions, data loss, technical issues, platform outages, third-party failures, or events outside our reasonable control.
21. Disclaimers
To the fullest extent permitted by law, the Services are provided “as is” and “as available” without warranties of any kind, whether express, implied, statutory, or otherwise.
We disclaim all warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, completeness, availability, security, and reliability.
We do not warrant that the Services will meet your expectations, produce a specific result, be error-free, be uninterrupted, or be free from harmful components.
22. Limitation of Liability
To the fullest extent permitted by law, Northfusegroup and its owners, directors, officers, employees, contractors, affiliates, licensors, suppliers, service providers, and related brands will not be liable for indirect, incidental, consequential, special, exemplary, punitive, or similar damages, including lost profits, lost revenue, lost business opportunity, loss of data, reputational harm, personal dissatisfaction, or business interruption.
To the fullest extent permitted by law, our total liability for any claim arising out of or relating to the Services will not exceed the amount you paid to us for the specific Service giving rise to the claim during the twelve months before the claim arose, or CAD $100 if you did not pay us.
Nothing in these Terms limits liability that cannot be limited under applicable law.
23. Indemnification
You agree to indemnify, defend, and hold harmless Northfusegroup and its owners, directors, officers, employees, contractors, affiliates, licensors, suppliers, service providers, and related brands from and against claims, losses, liabilities, damages, costs, and expenses, including reasonable legal fees, arising from your use of the Services, your content, your breach of these Terms, your violation of law, or your violation of third-party rights.
24. Termination
We may suspend or terminate your access to the Services at any time if we believe you have violated these Terms, failed to pay amounts due, misused the Services, created risk for us or others, or acted in a way that harms the Company, the Services, or our community.
Upon termination, your right to use the Services ends immediately. Sections that by their nature should survive termination will survive, including payment obligations, intellectual property, disclaimers, limitation of liability, indemnification, and governing law.
25. Privacy
Your use of the Services is also governed by our Privacy Policy, which explains how we collect, use, disclose, retain, and protect personal information.
26. Governing Law
These Terms are governed by the laws of Ontario and the federal laws of Canada applicable in Ontario, without regard to conflict of law principles.
Subject to any non-waivable consumer protection rights, any dispute arising from or relating to these Terms or the Services will be brought in the courts located in Ontario, Canada.
27. Changes to These Terms
We may update these Terms from time to time. The updated version will be posted with a new “Last Updated” date. Your continued use of the Services after changes are posted means you accept the updated Terms.
28. Contact
Questions about these Terms may be sent to:
Northfuse Group
2 Jane Street, Suite 202
Toronto, Ontario, Canada M6S4W3
Email: [email protected]